• HomeTime Solutions sells you a home for a low deposit
• You move in and enjoy all the benefits of home ownership
• You make affordable monthly payments to pay us for the home
• No Banks Required!

Here's a bit more detail . . .

HomeTime Solutions as the current owner of the house sells the house to you and HomeTime Solutions provides you with the finance.

We call this owner-financing, and legally it is known as vendor finance as HomeTime Solutions is the vendor (seller).  So it quite simply means that the finance is provided by the seller.

How does HomeTime Solutions provide the finance?

HomeTime Solutions is not a bank. We are a privately owned Australian business that owns houses and sells our houses directly to you.  Rather than pay us all of the money straight away, HomeTime Solutions allows you to pay for your home over a longer period of time, normally 25 to 30 years.

Our Contract of Sale with you simply states that you will make certain minimum monthly payments over that period until you have paid for the home in full.

HomeTime Solutions charges interest on the amount still outstanding to be paid.

By providing you with longer to pay for your home HomeTime Solutions is providing you with the finance.

That is Owner-Financing . . . It Works a lot like a Normal Loan

It That Simple!

Owner-Financing is not a new concept and people have been buying and selling their properties like this for a long, long time.  However, you will soon see that HomeTime Solutions�s approach is distinctly fresh and personal.
 
So Why Deal with HomeTime Solutions?

We believe that buying a home is a significant step both emotionally and financially and it is our first goal to ensure you feel secure from the very beginning.

HomeTime Solutions seeks to offer a level of service and expertise that enables us to stand out as the preferred company for you to purchase your home.

We will make every effort to ensure that dealing with HomeTime Solutions will be;

Hassle-free Straightforward Enjoyable

We aim to achieve this by adopting the following key principles that underpin each and every transaction we enter into:

Affordable Home Ownership Opportunities

Our aim will always be to reach an agreement with you on the terms of the contract which will enable you to feel you can comfortably afford the deposit and the monthly payments under the Contract of Sale.

High-Quality Properties

HomeTime Solutions offers highly sought after, quality properties that we as a company are proud to offer for sale, and hopefully you as a purchaser are proud to call your home.
 
Open Communication

HomeTime Solutions seeks to establish and maintain open and transparent communication with you at all times.  There are likely to be many questions that will arise during the process of buying your own home and HomeTime Solutions encourages all of our clients to discuss any aspect of new and ongoing home ownership with us.

HomeTime Solutions Will Tailor a Solution For YOU!

By purchasing a home with owner-financing the terms of the Contract of Sale can be tailored to your own individual circumstances.  This approach enables more people to enjoy the security and satisfaction of owning their own home, especially where the opportunity would otherwise not have been available.