So you want to go ahead and buy your own home with HomeTime Solutions.

Here is an example of how it works . . .

• Let us say you want to purchase a home from HomeTime Solutions
• HomeTime Solutions and you enter into a Contract of Sale (called an ïn instalment contract as you pay for the house by instalments)
• You pay an upfront deposit
• There is interest charged on the outstanding balance still to be paid (i.e. the price of the home less the deposit you have paid)
• You move into your home straight away and enjoy the benefits of home ownership
• Then you simply make payments either fortnightly or monthly for up to 30 years or until you have completely paid for your home, just like you would with a bank loan

Am I Locked In For 30 Years?

NO!  You dont have to wait the full 30 years to finish paying for your home.

At any time you can simply pay the outstanding balance and the Contract of Sale is complete.  There are no restrictions that keep you locked in for 30 years.

Depending on your own circumstances you may at some point in the future be able to qualify for a traditional bank loan and get the bank to provide the money to pay out your Contract of Sale. 

In fact many of our clients use HomeTime Solutions as a stepping stone to enter the traditional banking system.  They diligently create a strong payment history and then they refinance their Contract of Sale with a traditional bank loan.

Click here for a list of current properties we have available